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SMSF lending

Purchase property through your SMSF with our experienced team.

Buying real estate through an SMSF is more complicated than other types of property purchases. It is recommended to engage the services of a professional mortgage broker like us to assist you throughout the process.
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smsf lending

Benefits of buying property with your SMSF

If you are considering purchasing property through an SMSF, talk to our team at Pringle Finance Group first. We will guide you through the SMSF loan application process and help answer any questions you may have.
  • Use gearing to purchase property worth more than available funds in your SMSF
  • Your SMSF will receive all income and capital growth
  • Your SMSF can also use income from the property to help pay off the loan
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Our approach

Establishing your SMSF

Once you have set up your SMSF, you’re effectively in charge of it including reporting responsibilities. Ensure you understand this approach in full and get professional advice with our experienced team. Speak more about this with Pringle Finance Group.
  • Because the single aim of your SMSF is to secure funds for your retirement, there are strict rules regarding property purchase under the Superannuation Industry Supervision Act 1993 (SIS Act).
  • It’s important that you set up your SMSF first, if you want to buy property through it. You can’t buy property in retrospect. Also, the value of the SMSF portfolio determines your borrowing power.
  • When your SMSF is set up, the Trust Deed needs to give the Superannuation Fund Trustee power to: ‘Purchase real estate’, ‘Borrow finance’ and ‘Secure the repayment of borrowed money’.
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Pringle Finance Group (ABN 42662143375) Credit Representative 544124 is authorised under Australian Credit Licence 384324

This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
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