Construction & Building
Looking to build or renovate?
We offer innovative, market-leading residential construction finance home loan solutions for individuals, owner builders and property developers.
We provide options
By matching your requirements to the right lender and the right loan, we make the finance part easy and stress free for you.
Check borrowing
Confirm what land and construction opportunities you can afford in advance so you can be ready to go.
Construction finance
If you have big plans to build your own home, we can help you make it happen.
Construction loans
Building a home can be stressful enough without worrying about organising finance.
By matching your requirements to the right lender and the right loan, we make the finance part easy and stress free for you.If you’re looking to build your own home don’t forget:
Your mortgage broker will talk you through the potential grants and stamp duty applicable in your own scenario.
The Low down
How do construction loans work?
A construction home loan is similar to a regular loan. Interest rates don’t work any differently, with both fixed rate loan and variable rate options, and the fees and charges are also likely to work the same way. But there is one significant feature that makes construction home loans attractive if you’re planning to build a house. A construction home loan allows you to stagger the payments to your builder once the agreed development stages have been met. This is important because you will only be charged interest on the amount you have paid out, a feature that can save you money and keep you as the borrower in the driver’s seat. Once your home has been built, the loan will revert back to a standard variable home loan.
Let us guide you through the process of financing your dream build. We have your back from the ground up.
Let us guide you through the process of financing your dream build. We have your back from the ground up.