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Stamp duty

Calculate your stamp duty

Use our stamp duty calculator to estimate how much stamp duty may apply based on the property value, location and buyer type.
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Property use
Property description
First home buyer
Stamp duty
Transfer fee
Mortgage registration fee
First home owner grant
Other concessions

Notes

Disclaimer: This calculator provides estimates based on official rates from 1 July 2025 and should not be relied upon as financial or legal advice. Stamp duty calculations can vary based on specific circumstances, eligibility criteria, and rates may change. Government fees are approximate and may vary by title type and lodgement method. Always verify with your state's official revenue office calculator and consult with a qualified professional before making property purchase decisions.

Information current as of 1 July 2025. Rates are subject to change with state budgets and legislation.

A Quick Stamp Duty Breakdown

Stamp duty can be one of the biggest upfront costs when buying property. Understanding this cost early can help you plan your deposit, budget and overall funds needed to complete your purchase.

The amount you may need to pay can depend on where the property is located, the purchase price, whether it will be your home or an investment, and whether you may be eligible for any concessions.

A calculator can help you get a useful estimate, but it does not replace personalised advice or confirmation from the relevant state revenue office.

Why stamp duty matters

Stamp duty can affect:

  • How much deposit you need
  • Your total funds required at settlement
  • Whether you may need lender’s mortgage insurance
  • Your borrowing position
  • Your property budget
  • Whether you may qualify for first home buyer concessions

Speak with Jess Pringle before you buy

Pringle Finance Group can help you understand how stamp duty may affect your home loan plans and overall buying costs.

Jess Pringle can help you review your deposit, compare lending options and prepare for your next property purchase with more confidence.

Use the stamp duty calculator as a starting point, then speak with Pringle Finance Group for personalised home loan guidance.

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Speak with Jess Pringle about your options

Pringle Finance Group can help you understand how much usable equity you may have and whether accessing it is suitable for your goals.

Jess Pringle works with clients to review their current loan, compare lending options and structure finance in a way that supports their next step.

Use the equity calculator as a starting point, then speak with Pringle Finance Group for personalised guidance.

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This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.
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